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Waiver / Enrollment Instructions

Please read the additional information provided below prior to waiving or enrolling.

  • To ENROLL in SHIP or SUBMIT A WAIVER, you must first be enrolled full-time for the Fall 2018 semester, then:

Additional Information About Waiver/Enrollment:

Full-time students of the College are automatically billed for SHIP and the full charge for the annual policy is added to the Fall semester term bill.  Undergraduate students are full-time at 3 or more units per semester; graduate students at 9 or more credit hours per semester.  SHIP is not available to part-time enrolled students.

Full-time TCNJ students have an opportunity to provide proof of health insurance coverage during a set waiver period prior to the start of the Fall and Spring semesters.  Students who do not provide proof of health insurance are automatically enrolled in the Student Health Insurance Plan (SHIP) for the upcoming semester and billed for the cost. Undergraduate students are full-time at 3 or more units per semester; graduate students at 9 or more credit hours per semester.  SHIP is not available to part-time enrolled students.

COST

For academic year 2018-19, the Student Health Insurance Plan cost will be $1,652 annually for full-time undergraduate students and to $4,468 annually for full-time graduate students.  Please note that the entire cost paid by each student is a pass through to the insurance company and TCNJ derives no financial benefit from the premium charged.

IMPORTANT DATES

Full-time students must either enroll in the Student Health Insurance Plan, or submit a waiver providing evidence of health insurance by September 12, 2018 at 11:59 pm EST.  Full-time students who do not enroll in SHIP or submit a waiver by September 12th will be enrolled in SHIP and responsible for payment of the annual premium.  Using the plan obligates you to pay the full amount and you will not be able to waive.

Being automatically billed is not the same as enrolling in your plan; you still need to take action before you can use the plan coverage.  Failure to take the necessary steps to enroll does not eliminate responsibility for payment.

The opportunity to waive enrollment in SHIP and provide proof of other health insurance is an ANNUAL process.  This means that students submitting a waiver form for the Fall Semester will be opting out of enrollment in SHIP for the entire 2018-19 academic year (Fall & Spring Semesters).  For full-time students of the Fall semester, there will be NO opportunity to waive enrollment in SHIP for the Spring Semester only.

Access to the health insurance waiver and enrollment system is through an external website.  The login requires your PAWS ID and birth date.  If your birth date is not in PAWS, you need to add the information to PAWS.  You will not be able to log in to the external waiver/enrollment website for approximately 24-48 hours after adding your birth date.

COVERAGE DATES

The plan coverage is available on June 30, 2018 at 12:01am.  The policy expiration is June 29, 2019 at 11:59pm.  Using the plan obligates you to pay the full premium.

COVERAGE DETAILS

Aside from the change from UnitedHealthcare to Aetna Student Health, the coverage is unchanged from last year.  It is important that you read the plan details so you can understand co-payment, co-insurance, deductible levels and other plan requirements.  This is your health insurance plan and any costs associated with it are your responsibility and not the College’s.

Students who waive coverage can only request to enroll after September 12, 2018 if there has been a life status change in which they involuntarily lose coverage under their original plan (examples: marriage, divorce, loss of job, etc.).  There are time limits on eligibility and additional actions that you will be required to take.  Please contact Student Accounts immediately if you have a life status change and require health insurance coverage.

QUESTIONS

  • Questions about SHIP coverage can be directed to Aetna Student Health Customer Service at 877-480-4161.
  • Questions about using SHIP in TCNJ Student Health Services can be directed to Student Health Services at 609-771-2889 or by email at health@tcnj.edu.
  • Questions about the Waiver and Enrollment Process can be directed to Student Accounts at 609-771-2172 or by email at ship@tcnj.edu.

 

 

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